🇨🇭 IBAN COUNTRY PROFILE · Switzerland

Check an IBAN from Switzerland and understand its structure

An IBAN for Switzerland always contains 21 characters. After CH and two IBAN check digits, the national BBAN contains 5-character bank identifier and 12-character account part. The bank identifier is checked against the available bank directory; where available, the result also includes the institution, city and BIC.

21 charactersFixed total length
17 charactersNational BBAN
CHISO country code

Structure of an IBAN from Switzerland

The reference example CH35 0010 0011 6238 5295 7 shows the country-specific components. It is provided for explanation only and is not a request to make a payment.

CH 35 00100 011623852957
CHCountry code
35IBAN check digits
00100Bank identifier
011623852957Account part
PositionLengthComponentFormat
1–22Country codeLetters: CH
3–42IBAN check digitsDigits
5–95Bank identifierDigits
10–2112Account partAlphanumeric

Validate an IBAN for Switzerland

This validator accepts only IBANs from the selected country.

What IBAN-Test validates for Switzerland

Validation covers normalization, country assignment, the fixed 21-character length, the country-specific segment structure and MOD-97. The bank identifier is also checked against the available bank directory. Account ownership and real-time account existence are not checked.

1. Normalize the input

Spaces are removed and the representation is normalized.

2. Country and structure

CH, the length and the segment sequence are checked.

3. MOD-97

The international checksum catches many typing errors.

4. Available depth

The bank identifier is checked and available bank details are returned.

Validation stepAvailableDetails
Country, length and structureYesCH, 21 characters; 5-character bank identifier and 12-character account part.
MOD-97 checksumYesMathematical IBAN validation.
Known bank identifierYesThe bank identifier is checked against the available directory.
National account checkNoNo additional national account check method.
Bank details and BICYesAvailable institution details and BIC are returned from the directory.
IBAN name checkNoNo comparison between an account holder’s name and the IBAN.
Account existenceNoNo request is sent to the account-holding institution.

Validate an IBAN from Switzerland via API

The same validation is available through the REST API. The IBAN is sent in the request and is not placed in a public, indexable URL.

curl --get 'https://www.iban-test.eu/api/v2/iban/validate' \
  --header 'Authorization: Bearer YOUR_API_TOKEN' \
  --data-urlencode 'iban=CH35 0010 0011 6238 5295 7'

For this country, the response also checks the bank identifier against the available directory and returns bank details and BIC where published.

Generate an IBAN for Switzerland

The generator accepts up to 5 characters for bankcode and 12 characters for accountnumber. It then calculates the IBAN check digits and validates the result.

curl --get 'https://www.iban-test.eu/api/v2/iban/generate' \
  --header 'Authorization: Bearer YOUR_API_TOKEN' \
  --data-urlencode 'countrycode=CH' \
  --data-urlencode 'bankcode=00762' \
  --data-urlencode 'accountnumber=011623852957'

What a valid IBAN from Switzerland does not prove

Formal validity is a strong signal against input errors, but it is not real-time confirmation of an account.

No existence confirmation

The account may be closed or unreachable.

No account-holder match

A person or company name is not compared with the IBAN.

No payment guarantee

A valid IBAN does not guarantee that a payment will be accepted.

Registry rules can change

Country formats may be updated when the official registry changes.

Privacy: The input is transmitted only for validation and is not placed in the page URL.

Bank data validation

Validation against bank directories

For these countries, we check IBANs against available bank directories and return bank details such as institution, city and BIC when available.

ALAlbania ADAndorra ATAustria BEBelgium BGBulgaria HRCroatia CYCyprus CZCzech Republic DKDenmark EEEstonia FIFinland FRFrance DEGermany GIGibraltar GRGreece HUHungary ISIceland IEIreland ITItaly LVLatvia LILiechtenstein LTLithuania LULuxembourg MTMalta MDMoldova MEMontenegro NLNetherlands MKNorth Macedonia NONorway PLPoland PTPortugal RORomania SMSan Marino RSSerbia SKSlovakia SISlovenia ESSpain SESweden CHSwitzerland VAVatican City

IBAN syntax check

Format checks for 115 IBAN formats

Check IBANs for a valid structure, correct length and checksum. This helps you catch typos and transposed digits before a payment fails. Additional bank validation against real bank directories is available for the countries listed above.

MCP Server for AI Agents - Connect AI clients to IBAN validation tools - https://www.iban-test.eu/mcp - API Documentation