🇸🇪 IBAN COUNTRY PROFILE · Sweden

Check an IBAN from Sweden and understand its structure

An IBAN for Sweden always contains 24 characters. After SE and two IBAN check digits, the national BBAN contains 3-character bank identifier, 16-character account part and 1-character national check digit. IBAN-Test can additionally compare the bank identifier with the available bank directory for Sweden.

24 charactersFixed total length
20 charactersNational BBAN
SEISO country code

Structure of an IBAN from Sweden

The reference example SE45 5000 0000 0583 9825 7466 shows the country-specific components. It is provided for explanation only and is not a request to make a payment.

SE 45 500 0000005839825746 6
SECountry code
45IBAN check digits
500Bank identifier
0000005839825746Account part
6National check digit
PositionLengthComponentFormat
1–22Country codeLetters: SE
3–42IBAN check digitsDigits
5–73Bank identifierDigits
8–2316Account partDigits
24–241National check digitDigits

Validate an IBAN for Sweden

This validator accepts only IBANs from the selected country.

What IBAN-Test validates for Sweden

Validation covers normalization, country assignment, the fixed 24-character length, the country-specific segment structure and MOD-97. Account ownership and real-time account existence are not checked.

1. Normalize the input

Spaces are removed and the representation is normalized.

2. Country and structure

SE, the length and the segment sequence are checked.

3. MOD-97

The international checksum catches many typing errors.

4. Available depth

The bank identifier is compared with the available directory.

Validation stepAvailableDetails
Country, length and structureYesSE, 24 characters; 3-character bank identifier, 16-character account part and 1-character national check digit.
MOD-97 checksumYesMathematical IBAN validation.
Known bank identifierYesCompared with the available bank directory for Sweden.
National account checkNoNo additional national account check method.
Bank details and BICWhen availableReturned from the available bank directory.
IBAN name checkNoNo comparison between an account holder’s name and the IBAN.
Account existenceNoNo request is sent to the account-holding institution.

Validate an IBAN from Sweden via API

The same validation is available through the REST API. The IBAN is sent in the request and is not placed in a public, indexable URL.

curl --get 'https://www.iban-test.eu/api/v2/iban/validate' \
  --header 'Authorization: Bearer YOUR_API_TOKEN' \
  --data-urlencode 'iban=SE45 5000 0000 0583 9825 7466'

When available, the response can include bank details from the country-specific directory.

Generate an IBAN for Sweden

The generator accepts up to 3 characters for bankcode and 17 characters for accountnumber. It then calculates the IBAN check digits and validates the result.

curl --get 'https://www.iban-test.eu/api/v2/iban/generate' \
  --header 'Authorization: Bearer YOUR_API_TOKEN' \
  --data-urlencode 'countrycode=SE' \
  --data-urlencode 'bankcode=500' \
  --data-urlencode 'accountnumber=00000058398257466'

What a valid IBAN from Sweden does not prove

Formal validity is a strong signal against input errors, but it is not real-time confirmation of an account.

No existence confirmation

The account may be closed or unreachable.

No account-holder match

A person or company name is not compared with the IBAN.

No payment guarantee

A valid IBAN does not guarantee that a payment will be accepted.

Bank data can change

Results depend on the bank directory currently available to IBAN-Test.

Privacy: The input is transmitted only for validation and is not placed in the page URL.

Bank data validation

Validation against bank directories

For these countries, we check IBANs against available bank directories and return bank details such as institution, city and BIC when available.

ATAustria BEBelgium BGBulgaria HRCroatia CYCyprus CZCzech Republic DKDenmark EEEstonia FIFinland FRFrance DEGermany GRGreece HUHungary IEIreland ITItaly LVLatvia LTLithuania LULuxembourg MTMalta NLNetherlands PLPoland PTPortugal RORomania SKSlovakia SISlovenia ESSpain SESweden

IBAN syntax check

Format checks for 115 IBAN formats

Check IBANs for a valid structure, correct length and checksum. This helps you catch typos and transposed digits before a payment fails. Additional bank validation against real bank directories is available for the countries listed above.

MCP Server for AI Agents - Connect AI clients to IBAN validation tools - https://www.iban-test.eu/mcp - MCP Documentation