🇮🇶 IBAN COUNTRY PROFILE · Iraq

Check an IBAN from Iraq and understand its structure

An IBAN for Iraq always contains 23 characters. After IQ and two IBAN check digits, the national BBAN contains 4-character bank identifier, 3-character branch identifier and 12-character account part. No additional bank directory lookup is active for Iraq; validation covers the structure and international check digits.

23 charactersFixed total length
19 charactersNational BBAN
IQISO country code

Structure of an IBAN from Iraq

The reference example IQ98 NBIQ 8501 2345 6789 012 shows the country-specific components. It is provided for explanation only and is not a request to make a payment.

IQ 98 NBIQ 850 123456789012
IQCountry code
98IBAN check digits
NBIQBank identifier
850Branch identifier
123456789012Account part
PositionLengthComponentFormat
1–22Country codeLetters: IQ
3–42IBAN check digitsDigits
5–84Bank identifierLetters
9–113Branch identifierDigits
12–2312Account partDigits

Validate an IBAN for Iraq

This validator accepts only IBANs from the selected country.

What IBAN-Test validates for Iraq

Validation covers normalization, country assignment, the fixed 23-character length, the country-specific segment structure and MOD-97. Account ownership and real-time account existence are not checked.

1. Normalize the input

Spaces are removed and the representation is normalized.

2. Country and structure

IQ, the length and the segment sequence are checked.

3. MOD-97

The international checksum catches many typing errors.

4. Available depth

The check remains limited to format, structure and MOD-97.

Validation stepAvailableDetails
Country, length and structureYesIQ, 23 characters; 4-character bank identifier, 3-character branch identifier and 12-character account part.
MOD-97 checksumYesMathematical IBAN validation.
Known bank identifierNoNo bank directory lookup is active.
National account checkNoNo additional national account check method.
Bank details and BICNoNo additional bank master data.
IBAN name checkNoNo comparison between an account holder’s name and the IBAN.
Account existenceNoNo request is sent to the account-holding institution.

Validate an IBAN from Iraq via API

The same validation is available through the REST API. The IBAN is sent in the request and is not placed in a public, indexable URL.

curl --get 'https://www.iban-test.eu/api/v2/iban/validate' \
  --header 'Authorization: Bearer YOUR_API_TOKEN' \
  --data-urlencode 'iban=IQ98 NBIQ 8501 2345 6789 012'

For this country, the response covers format, structure and checksum without additional bank master data.

What a valid IBAN from Iraq does not prove

Formal validity is a strong signal against input errors, but it is not real-time confirmation of an account.

No existence confirmation

The account may be closed or unreachable.

No account-holder match

A person or company name is not compared with the IBAN.

No payment guarantee

A valid IBAN does not guarantee that a payment will be accepted.

Registry rules can change

Country formats may be updated when the official registry changes.

Privacy: The input is transmitted only for validation and is not placed in the page URL.

Bank data validation

Validation against bank directories

For these countries, we check IBANs against available bank directories and return bank details such as institution, city and BIC when available.

ATAustria BEBelgium BGBulgaria HRCroatia CYCyprus CZCzech Republic DKDenmark EEEstonia FIFinland FRFrance DEGermany GRGreece HUHungary IEIreland ITItaly LVLatvia LTLithuania LULuxembourg MTMalta NLNetherlands PLPoland PTPortugal RORomania SKSlovakia SISlovenia ESSpain SESweden

IBAN syntax check

Format checks for 115 IBAN formats

Check IBANs for a valid structure, correct length and checksum. This helps you catch typos and transposed digits before a payment fails. Additional bank validation against real bank directories is available for the countries listed above.

MCP Server for AI Agents - Connect AI clients to IBAN validation tools - https://www.iban-test.eu/mcp - MCP Documentation