🇩🇪 IBAN COUNTRY PROFILE · Germany

Check an IBAN from Germany and understand its structure

An IBAN for Germany always contains 22 characters. After DE and two IBAN check digits, the national BBAN contains 8-character bank identifier and 10-character account part. IBAN-Test can additionally validate the German bank code and the bank-dependent account check method against the available bank data.

22 charactersFixed total length
18 charactersNational BBAN
DEISO country code

Structure of an IBAN from Germany

The reference example DE89 3704 0044 0532 0130 00 shows the country-specific components. It is provided for explanation only and is not a request to make a payment.

DE 89 37040044 0532013000
DECountry code
89IBAN check digits
37040044Bank identifier
0532013000Account part
PositionLengthComponentFormat
1–22Country codeLetters: DE
3–42IBAN check digitsDigits
5–128Bank identifierDigits
13–2210Account partDigits

Validate an IBAN for Germany

This validator accepts only IBANs from the selected country.

What IBAN-Test validates for Germany

Validation covers normalization, country assignment, the fixed 22-character length, the country-specific segment structure and MOD-97. Account ownership and real-time account existence are not checked.

1. Normalize the input

Spaces are removed and the representation is normalized.

2. Country and structure

DE, the length and the segment sequence are checked.

3. MOD-97

The international checksum catches many typing errors.

4. Available depth

German bank and account rules are evaluated where available.

Validation stepAvailableDetails
Country, length and structureYesDE, 22 characters; 8-character bank identifier and 10-character account part.
MOD-97 checksumYesMathematical IBAN validation.
Known bank identifierYesCompared with the available bank directory for Germany.
National account checkBank-dependentThe check method depends on the bank code and available German rules.
Bank details and BICWhen availableReturned from the available bank directory.
IBAN name checkNoNo comparison between an account holder’s name and the IBAN.
Account existenceNoNo request is sent to the account-holding institution.

Validate an IBAN from Germany via API

The same validation is available through the REST API. The IBAN is sent in the request and is not placed in a public, indexable URL.

curl --get 'https://www.iban-test.eu/api/v2/iban/validate' \
  --header 'Authorization: Bearer YOUR_API_TOKEN' \
  --data-urlencode 'iban=DE89 3704 0044 0532 0130 00'

For German IBANs, available bank details and the bank-dependent account check can also be included.

Generate an IBAN for Germany

The generator accepts up to 8 characters for bankcode and 10 characters for accountnumber. It then calculates the IBAN check digits and validates the result.

curl --get 'https://www.iban-test.eu/api/v2/iban/generate' \
  --header 'Authorization: Bearer YOUR_API_TOKEN' \
  --data-urlencode 'countrycode=DE' \
  --data-urlencode 'bankcode=37040044' \
  --data-urlencode 'accountnumber=0532013000'

What a valid IBAN from Germany does not prove

Formal validity is a strong signal against input errors, but it is not real-time confirmation of an account.

No existence confirmation

The account may be closed or unreachable.

No account-holder match

A person or company name is not compared with the IBAN.

No payment guarantee

A valid IBAN does not guarantee that a payment will be accepted.

Bank data can change

Results depend on the bank directory currently available to IBAN-Test.

Privacy: The input is transmitted only for validation and is not placed in the page URL.

Bank data validation

Validation against bank directories

For these countries, we check IBANs against available bank directories and return bank details such as institution, city and BIC when available.

ATAustria BEBelgium BGBulgaria HRCroatia CYCyprus CZCzech Republic DKDenmark EEEstonia FIFinland FRFrance DEGermany GRGreece HUHungary IEIreland ITItaly LVLatvia LTLithuania LULuxembourg MTMalta NLNetherlands PLPoland PTPortugal RORomania SKSlovakia SISlovenia ESSpain SESweden

IBAN syntax check

Format checks for 115 IBAN formats

Check IBANs for a valid structure, correct length and checksum. This helps you catch typos and transposed digits before a payment fails. Additional bank validation against real bank directories is available for the countries listed above.

MCP Server for AI Agents - Connect AI clients to IBAN validation tools - https://www.iban-test.eu/mcp - MCP Documentation