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IBAN-Test MCP server FAQ

The IBAN-Test MCP server connects AI clients and agents with validated tools for IBAN validation, IBAN generation, BIC validation and bank account validation.

This FAQ explains what MCP does at IBAN-Test, which credentials are needed and when API quota is used. For classic integrations without an AI client, use the IBAN-Test API.

Is the IBAN-Test MCP server a separate AI?

MCP provides validated IBAN, BIC and bank data tools for AI clients.

Is the IBAN-Test MCP server a separate AI?

No. IBAN-Test does not provide a separate AI. It provides validated tools for AI clients and agents. The AI client calls these tools through MCP in a structured way.

IBAN, BIC and bank account results come from the IBAN-Test API, not from an AI guess. This matters when payment data is processed in emails, forms, workflows or back-office processes.

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Does MCP use my API quota?

IBAN, BIC and bank account checks through MCP use API requests. Checking current usage is free.

Does MCP use my API quota?

Yes. When an AI client validates an IBAN, checks a BIC, validates a bank account or generates an IBAN through MCP, this uses one API request.

Checking your current usage with ibantest_api_usage does not use an API request. It only shows how much quota has already been used.

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Which credentials do I need for MCP?

MCP access uses your API token as a Bearer token.

Which credentials do I need for MCP?

Use the same API token that you use for the REST API. Send the token as a Bearer token to the MCP endpoint.

https://www.iban-test.eu/mcp
Authorization: Bearer YOUR_API_TOKEN

You can find your API token in the dashboard after login.

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Which MCP tools does IBAN-Test provide?

Validate IBANs, generate IBANs, validate bank accounts, validate BICs and check API usage.

Which MCP tools does IBAN-Test provide?

The IBAN-Test MCP server provides structured tools for AI clients and agents:

  • ibantest_iban_validate - validate an IBAN
  • ibantest_iban_generate - generate an IBAN
  • ibantest_bank_account_validate - validate bank code and account number
  • ibantest_bic_validate - validate a BIC
  • ibantest_api_usage - show API usage

This lets an AI workflow validate payment data without implementing bank data logic itself.

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Bank data validation

Validation against bank directories

For these countries, we check IBANs against available bank directories and return bank details such as institution, city and BIC when available.

DEGermany ATAustria BEBelgium FRFrance LULuxembourg NLNetherlands PTPortugal ESSpain

IBAN syntax check

Format checks for 111 IBAN countries

Check IBANs for a valid structure, correct length and checksum. This helps you catch typos and transposed digits before a payment fails. Additional bank validation against real bank directories is available for the countries listed above.